Certificates of Insurance
- Certificates are provided by Risk Management Services.
- To obtain evidence of insurance, a written request and a copy of the contract, if applicable, must be sent to Risk Management Services.
- Required information includes:
- To whom the certificate is to be issued.
- A description of the activity for which the certificate is needed, including purpose, location and time period.
- The type of insurance for which proof is required.
- Medical Professional Liability (non-university locations) requires prior written approval of the director or department chair.
- If proof of coverage with claims history is required for Medical Professional Liability, requests should be submitted to the Office of Clinical Safety.
Children on Campus
Risk Management Services is charged with the responsibility of providing guidance and oversight for compliance with the University’s Policy on Minors Involved in University Sponsored Programs or Programs Held in University Facilities (SPG 601.34).
Available resources include:
- Program registration
- Template participant forms
- Criminal background screening
Refer to http://childrenoncampus.umich.edu/ for more information or contact Risk Management Services for more information and assistance.
Confidential Tip Line
- This program provides cash rewards for information leading to the prevention of loss to university assets due to illegal acts.
- Information can be reported anonymously and rewards are confidential.
- Anonymous tips should be made to the Department of Public Safety and Security.
Procurement Services has the delegated authority to sign contracts. Departments and their employees are not authorized to sign contracts on behalf of the university, regardless of the dollar amount. Doing so makes the individual personally liable for all commitments, monetary and otherwise. Exceptions include lease agreements. Risk Management Services works with Procurement and the Office of the General Counsel to review all contracts, indemnification and hold harmless agreements.
Risk Management Services provides assistance to employees suffering from occupational and non-occupational injuries and illnesses by coordinating services through the Work Connections Employee-Centered Illness and Injury Program. Work Connections was developed by the University of Michigan to assist and support employees and departments when employees experience an illness or injury, during the subsequent recovery, and through successful return to work. Services are available to all faculty and non-student staff of the University of Michigan for work-related or non-work-related illness or injury.
We work with other available programs and services to ensure that employees and supervisors have convenient and centralized access to a wide variety of resources and support. Among other things, the Work Connections team coordinates the services of health care providers and other professionals to promote recovery as well as to ensure appropriate return-to-work support is in place.
The services offered by Work Connections are available to assist with all Workers’ Disability Compensation (work-related injuries and illnesses) cases and for any personal medical condition when absence will be for 10 days or more. The services offered by Work Connections are always free.
Insurance Premium Recharges
- Insurance premiums for each type of insurance coverage are recharged to auxiliary university departments.
- The premium recharged consists of premiums paid to commercial insurers, actuarially projected losses (based on the university’s loss experience, and Risk Management Services' operating expenses.
- The recharge methodology varies depending on the type of insurance.
Risk Management Services attempts to identify loss potential and coordinate preventive measures to correct areas of concern. Expert assistance such as external consultants, work-site assessments and safety engineers can be arranged. In addition, Risk Management Services works closely with other departments to provide education, training, and assessment of areas at risk. Faculty, staff, students, and visitors are encouraged to bring dangerous situations to our attention.
- Risk Management Services maintains a computer database which records claim information on all insurance coverages.
- Departmental summary and analytical reports containing claims information are available upon request.
- Contact Risk Management Services to request loss information.
Michigan Occupational Safety & Health Administration (MIOSHA)
- Under MIOSHA regulations, all employers are required to log designated work-related injuries and illnesses.
- Risk Management Services (Work Connections) compiles and maintains this log based on information from injury reports submitted by supervisors.
- Any requests for viewing this log by MIOSHA representatives must be directed to the Occupational Safety and Environmental Health Office (OSEH), Safety Building and Environmental Management Office, or Risk Management Services (Work Connections).
- A yearly summary of departmental injuries is compiled and distributed by Risk Management Services (Work Connections) to all departments. This summary must be posted from February 1 - April 30.
Tenants and Users Liability Insurance Policy (TULIP)
- This coverage was designed by the University Risk Management Insurance Association (URMIA) to provide low-cost general liability insurance to users of university facilities. It protects both the Facility User (renter) and the university against claims by others who may be injured or have property damage as a result of participating in an event.
- This is a web based program. Costs are based upon the risk and duration of the activity.
- For further information contact Risk Management Services or http://www.urmia.org/insurance/eventinsurance